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Assist Card Travel Insurance Philippines

Weather for leisure or business, traveling away from home always presents a challenge. These challenges are greater when coupled with an emergency. A lost passport, stolen luggage, a missed connection, these events can happen to anyone. STARR ASSIST CARD provides real-time support and services at the time of travel emergency.

Why purchase Assist Card?

ASSIST CARD has perfected the art of providing assistance services to travelers, anytime, anywhere and for any reason.

Cash-less benefits

ASSIST CARD works diligently to ensure travelers do not pay for medical expenses upfront. An extensive network allows Assist Card to guarantee payments to providers and offer a higher level of quality service and comprehensive management of assistance cost, which in return results in better rates for our customers

The largest network of service providers

ASSIST CARD does not involve third party providers. Its entire network was built and contracted directly in 197 countries, precisely where travelers go. 

Regional Assistance Centers & Offices

ASSIST CARD relies on a powerful network of its own. 84 Assistance Centers are strategically distributed across the globe and available 365 days a year. 

Travel insurance benefits

  • Accidental Death and Disablement

    • Provides 24-hour cover during the trip​

    • Pays for death or permanent disablement arising within 24 months of an incent while ina 

  • Burns benefits​

    • Pays for second or third degree burns as a result of an injury​

  • Medical Expenses (Cash-less)

    • Pays for actual hospital confinement for treatment of injury or ​non pre-existing illness

  • Follow-up medical treatment

    • Reimburses medical expenses incurred within 30 consecutive days after returning to the Philippines​

  • First Medical Assistance in case of Pre-Existing illness

    • Pays for urgent medical assistance in case of sudden and acute illness​

  • Cashless Outpatient

    • Pays for medical examinations that do not require confinement​

  • Dental Emergency

    • Pays for emergency dental examinations in case of infection or trauma up to US$200 per tooth​

  • Ambulatory Medication Emergency

    • Pays for out-patient emergency care including diagnosis, observation, consultation, treatment, intervention and rehabilitation services​

  • Protheses and Ortheses

    • Pays for expenses due to incident for protheses or theses, synthesis or medical help devices of any type, either of internal or external use such as orthopedic articles, splints, crutches or respirators.​

  • Round-the-clock hotline service

    • Provides 24-hour hotline for travel assistance, business concierge and medical assistance ​

  • Emergency medical evacuation and repatriation

    • Emergency medical evacuation and repatriation due to serious injury or sickness

  • Hospital admission guarantee

    • Provides guaranteed payment for hospital admittance fees for non pre-existing conditions​

  • Compassionate visit​

    • ​Hospitalization of insured person, maximum 5 consecutive nights

      • Pays for cost of airfare and accommodation of one relative or friend up to 5 consecutive nights​

    • Death of insured person

      • Pays for cost of airfaire and accommodation of one immediate family member up to 5 consecutive nights​

    • Death of immediate family member of the Insured

      • Pays for cost of roundtrip airfare returning to the Philippines​

  • Return of Dependent Child(ren) and/or Elderly People

    • Pays for cost of one-way airfare for sending back an unattended child or elderly person during the hospitalization of the Insured​ as a result of illness or injury

  • Transmission of urgent messages

    • Transmits urgent and justified messages from the Insured person as a result of sickness and injury​

  • Hospital expense due to Convalescence

    • Pays for hotel lodging expenses for bed rest after hospitalization 

  • Personal Baggage

    • Pays for whole piece of checked-in baggage lost​

    • Assistance in the location of loss baggage

  • Baggage Delay

    • Pays for emergency purchase of necessary clothing or toiletries due to baggage delay after 6 hours while abroad​

  • Document Loss

    • Reimbursement replacement coost of lost travel documents, additional travel and/or accommodation expenses due to theft, robbery or burglary​

  • Travel Delay and Missed Connection Flight

    • Pays cash benefit for common carrier delay due to strikes, riots, civil commotion, hijack, adverse weather or mechanical fault after 6 hours​

    • Missed Connection Flight reimburses hotel accommodation and restaurant meals or refreshments as a result of the said delay. The flight is canceled or delayed for over 6 hours from the time specified in the original itinerary.

  • Trip Cancellation

    • ​Pays for travel and/or accommodation expenses in the event of trip cancellation due to: death, serious injury, serious sickness of Insured Person/immediate family member/travel companion/business partner;
      witness summons, compulsory quarantine or jury service of an Insured Person; strike, riot or civil commotion, adverse weather conditions or infectious disease at the planned destination; serious damage to the Insured Person's residence from fire or flood

  • Trip Cancellation

    • ​Pays for travel and/or accommodation expenses in the event of trip curtailment due to: death, serious injury, serious sickness of Insured Person/immediate family member/travel companion/business partner; strike, riot or civil commotion, adverse weather conditions or infectious disease at the planned destination 

  • Personal Liability

    • ​Pays for legal cost in respect of accidental bodily injury or property damage to third parties due to negligence 

  • Rental Vehicle Excess

    • ​Reimburses the excess of the rented vehicle insurance, in case the rented vehicle is stolen, damaged or involved in a collission 

  • Credit Card Protection due to lost card

    • ​Reimburses monetary loss of credit card as a direct result of theft, robbery or burglary 

  • Staff replacement

    • Pays for the cost of airfare of a replacement staff if original insured is hospitalized during a business trip​

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