TRAVEL INSURANCE BY BPI/MS
Travel Care Insurance is a comprehensive Personal Accident Insurance that covers medical expenses and other qualified losses incurred while traveling anywhere in the world.
BPI/MS provides you and your family peace of mind and security from possible travel worries such as:
Death and Disablement
BPI/MS pays benefit specified in the policy schedule for accidental death 8 disablement within 90 days from the date of the accident.
Travel Care covers for medical, surgical or hospital charges and emergency dental treatment charges incurred
as a result of accidental bodily injury, illness or death during your journey as specified in your policy schedule.
Loss of Baggage including Delays
Pays for actual or replacernent cost of baggage due to accidental loss, theft or damage during the trip. This will also take care of your worries in case your checked-in baggage has been delayed, misdirected or rnisplaced in delivery for rnore than 8 hours from the time you arrive at your destination.
Trip Cancellation / Curtailment
Reimburses non-refundable expenses such as airline tickets, irrevocable deposits and advance payment for accommodations if your trip is cancelled or curtailed due to unforeseen incidents.
Missed Travel Connection
Pays benefit up to a maximum of Php10,000 for reasonable additional travel and accomrnodation costs incurred in the arrangement of alternative travel.
This feature is an added benefit, which reimburses up to Php10,000 for incurred expenses if your flight is delayed by more than 8 hours.
Pays for additional travel expenses and accommodationcostsup to a maximum amount of Php10,000 due to failure of public transport services to departure port, airport or train station.
Loss of Passport
Pays for reasonable costs of additional hotel, travel and communication expenses necessary in obtaining replacement for a lost passport or vlsa up to a rnaximum arnount of Php10,000.
This added benefit would provide you a fixed amount of Php5,000 for each day that your travel is delayed due to organized industrial action or hijack.
Rental Vehicle Excess Cover
Reimburses excess liability up to Php10,000 if you become legally liable provlded that accidental loss of damage to the vehicle was caused by collision or theft while it is in your custody.
Additional Costs of Rental Car Return
Pays costs up to Php5,000 for car rental if you are unable to return any rental vehicle due to accident or illness.
Extension of Period Journey
This feature is automatically FREE of charge if the journey is extended due to public transport delay or bodily injury or
sickness up to 7 days delay for the carrier 30 days delay if due to injury or illness
Emergency Medical Evacuation
Arranges and pays for covered expenses incurred if your medical condition needs immediate transportation, from the place where you are to the nearest hospital, where appropriate medical treatment can be obtained.
Emergency Medical Repatriation
Arranges and pays for covered expenses incurred if your medical condition needs transportation to your horne countly to obtain further medical treatment or to recover.
Transportation of Mortal Remains
Arranges and pays for all reasonable expenses incurred for the preparation and return of your mortal remains to
your home country.
Emergency Telephone Expenses
Pays for the telephone expenses accumulated for calling the Emergency Hotline (i.e. 91I), during accidents or illness up to a maximum amount of Php2,000.
24-hour Worldwide Assitance
Through BPI/MS' service provider, INTERNATIONAL SOS, BPI/MS will arrange the following emergency assistance benefits when you call the Travel Care hotline at (632) 687-8535.